Hi Sir -
Thank you for the comments - I think we are both saying the same thing overall. There is nothing in what you wrote that is not a match for what I wrote - I'm not suggesting one become an ascetic monk isolated in the Himmalayas, nor am I suggesting people not enjoy things - as you said, I was explaining that one should not cling to them since they are ever changing.
To your fourth point, yes, there is a saying in Hindi that I use often with the exact sentiment - "Swarg bhi yahin, Narg bhi yahin" which means Heaven and Hell can both be on this Earth, its upto one's self.